Under the Employees’ Compensation Act, 1923, this liability is not optional. Making sure it’s genuinely covered is what protects both your workers and your business.
Cover for your legal liability under the Act
Principal's Liability extension where needed
A gap in this cover is a gap most businesses only discover after an incident.
This cover is essential for any employer with statutory liability exposure under the Act.
It's particularly important for manufacturing units, construction companies, and any business that regularly engages contract labour through third-party vendors.
We treat contract labour exposure as a priority, not an afterthought, in every WC policy we structure.
We identify where a Principal's Liability extension is needed for contract labour on your premises.
We ensure your policy genuinely meets your obligations under the Employees' Compensation Act, 1923.
We make sure legal liability and defence costs arising from claims are properly covered.
We treat contract labour cover as a priority area, not a detail that gets missed.
While not always mandatory by name, employers carry a statutory liability under the Employees' Compensation Act, 1923, making this cover essential in practice for most employers with manual or industrial labour.
Only with a Principal's Liability extension, which we ensure is included wherever your business relies on labour supplied by third-party contractors — a detail that's frequently missed in standard policies.
Beyond medical costs, it covers compensation for disability and death benefits arising from work-related injury or illness, along with legal defence costs for related claims.
