Group Personal Accident Policy

Give Your Employees Protection That Travels With Them

Accidents don’t restrict themselves to working hours — most GPA cover doesn’t either, with 24-hour worldwide protection.

24-Hour Cover

Protection at work, in transit, and off duty

Income Continuity

Weekly benefit during temporary disability

A benefit employees understand is a
benefit they actually value.

24-Hour Cover

Protection at work, in transit, and off duty

Income Continuity

Weekly benefit during temporary disability

Who Needs This Cover

GPA policies are relevant across virtually every industry, particularly where accident exposure is elevated.

Factory Workers

Field Staff

Office-Based Teams

Delivery Personnel

Sales Teams

Site Supervisors

They're also an easy, cost-effective way for any employer — including office-based businesses — to strengthen their employee benefits package.

Why Choose Beyond Insurance

We make sure the cover is structured properly and understood clearly, not just issued and filed away.

Grade-Based Structuring

We structure the right sum insured based on your workforce composition, often a multiple of annual salary.

Clear Communication

We make sure employees actually understand the benefit they hold.

Relevant Add-Ons

We identify add-ons like education fund benefits and hospitalisation extensions where they matter.

Visible Care for People

A well-structured GPA policy is one of the clearest ways a business can show it looks after its people.

Frequently Asked Questions

Most GPA policies provide 24-hour worldwide cover, protecting employees whether the accident happens at work, during a commute, or during personal time.

It's typically structured as a multiple of annual salary, often varying by employee grade or seniority. We help design a structure that's fair and appropriately scaled.

In many cases, yes. We can help set up voluntary top-up options for employees who want higher coverage than the standard group benefit provides.