Construction carries risk at every stage. CAR insurance keeps your project — and your liability — covered throughout.
Cover from first work to project handover
Protection against injury or property damage claims
A project is only as protected as the policy underneath it.
CAR insurance is essential for anyone undertaking construction activity of meaningful scale.
It's frequently a contractual or financing requirement — most lenders, project owners, and joint venture partners will require CAR cover in place before work begins.
We structure CAR cover to match your project’s actual scope and stage, not a generic construction template.
We ensure cover extends through the agreed maintenance period post-completion.
We set third-party liability limits that reflect the actual risk profile of your site.
We include cross-liability cover where multiple contractors work the same site.
We ensure your documentation meets the specific requirements your lenders or partners have set.
CAR cover should be in place before construction work begins — it's typically a requirement from financiers and project owners before the first day of work.
Yes, most CAR policies can be structured to extend through an agreed maintenance period following project completion, covering defects that may surface during that time.
We include cross-liability cover in these situations, ensuring each contracting party is protected against claims arising from the others' activity on the same site.
