When a critical machine fails, the real cost is often the revenue lost during downtime — not just the repair bill.
Covers sudden mechanical or electrical breakdown
Loss of profit extension for lost production
A single breakdown shouldn't be able
to stop your entire operation.
This cover is critical for any business where a single machine failure can halt production.
If your revenue is directly tied to specific pieces of equipment running continuously, machinery breakdown insurance protects the part of your operation a fire policy leaves exposed.
We look beyond the repair bill to the real financial impact of a machine going down.
We help you identify which machines carry the highest breakdown risk and business impact.
We routinely pair this cover with a loss of profit extension for revenue lost during downtime.
Our policies reflect the actual cost of a production stoppage, not just the cost of fixing a part.
We revisit your equipment risk profile as your operation grows or changes.
No — the policy covers sudden and unforeseen breakdown, not wear and tear or gradual deterioration from age. We help clients understand this distinction clearly when structuring cover.
The revenue lost during machine downtime is often far higher than the repair cost itself. This extension is designed specifically to cover that gap.
Yes, damage caused by operator error or faulty operation is typically covered, along with mechanical and electrical breakdown.
