Installing and commissioning industrial equipment carries risks that standard property policies simply weren’t built for.
Protection during transit, storage, and installation
Cover through the testing and commissioning phase
The right cover for the specific risks of erecting industrial plant.
This policy is designed for contractors and operators undertaking equipment installation projects.
If your project involves erecting and commissioning equipment rather than pouring concrete, EAR — not CAR — is typically the correct policy.
We align every EAR policy with the specific mechanics of the project it’s protecting.
We cover equipment during transit to site, storage, and the erection process itself.
We ensure the policy period covers testing and commissioning, not just physical installation.
We align maintenance period cover with your warranty obligations post-commissioning.
We work directly with project engineers to structure a policy that matches the real project scope.
CAR is designed for civil construction work, while EAR is built specifically for the installation and commissioning of plant, machinery, and industrial equipment.
Yes, EAR policies typically extend to cover damage occurring during the testing and commissioning phase, which is when much of the equipment risk actually materialises.
Yes, third-party liability for injury or property damage arising during erection work is a standard component of EAR cover.
