Jewellery businesses carry a uniquely concentrated risk — high value, frequent movement, and constant exposure to theft.
Theft, burglary, hold-up, and accidental damage
Protection in-shop, in transit, and at exhibitions
Wherever your inventory goes, your cover should go with it.
This policy is designed specifically for businesses holding high-value, frequently moved inventory.
Given the concentration of value in a relatively small physical footprint, jewellers carry a risk profile that general stock or shop policies aren't built to fully address.
We make sure both the security setup and the sum insured genuinely reflect your business.
We ensure your safes, alarms, and CCTV meet the policy's security requirements.
We keep the sum insured aligned to current market value, not historical purchase cost.
We extend cover to stock taken to exhibitions or moved between locations.
A correctly structured policy is one of the most complete covers available for the trade.
Yes, cover typically extends to stock taken to exhibitions, trade shows, or given on approval, in addition to stock held at your regular premises.
It should reflect current market value rather than historical purchase cost — we help ensure this figure stays accurate and up to date.
Insurers usually require safes, alarm systems, and CCTV meeting specific standards. We help assess your current setup against these requirements before finalising cover.
