From fire to burglary to a customer’s fall, your shop faces risk on multiple fronts. One well-structured policy can cover them all.
Premises, stock, fixtures, and cash in one policy
Cover for third-party injury or property damage
No unnecessary extras, no gaps that
matter — just cover that fits your shop.
Whether you run a single-counter store or a multi-brand outlet, a Shopkeeper’s Policy is typically the most cost-effective way to cover the full range of risks a retail business faces.
If your revenue is directly tied to specific pieces of equipment running continuously, machinery breakdown insurance protects the part of your operation a fire policy leaves exposed.
We build the policy around how your specific shop actually operates, not a generic retail template.
We identify extras that matter for your shop — plate glass, signage, electronic equipment — and skip the ones that don't.
We make sure cash-in-till and cash-in-safe cover is appropriately structured for your daily takings.
We can include personal accident cover for the shop owner as part of the same arrangement.
One policy, clearly structured, instead of several overlapping or incomplete ones.
Yes. A Shopkeeper's Policy typically combines fire and allied perils cover with burglary and theft cover for stock, fixtures, and cash under one arrangement.
Yes, plate glass breakage and signage cover are common add-ons we help set up based on how your shop is designed.
Public liability cover for third-party injury or property damage at your premises is a standard part of most Shopkeeper's Policies.
