About Us
INTRODUCTION ABOUT US
About Beyond Insurance
Beyond Insurance is a risk management and insurance consultancy built around one straightforward idea — insurance should work for you, not the other way around.
We help businesses, institutions, and individuals across India cut through the complexity of risk. That means understanding your operations before recommending a single policy, designing coverage that actually fits, and being there when a claim needs to be handled. No hand-holding required on your end.
Our team brings together decades of experience across general insurance, life insurance, financial planning, corporate underwriting, and investment advisory. It’s a rare combination — and it’s what allows us to look at your risk picture from every angle.
24
YEARS OF
EXPERIENCE
What Drives Us
Every engagement starts with a proper understanding of your business — your operations, your exposures, your compliance requirements, and your growth plans. Most intermediaries skip this step. We don’t.
From there, we design a coverage framework specific to your situation. That might mean restructuring an existing portfolio, consolidating policies to reduce premium wastage, or identifying risks that weren’t being covered at all. We then place your business with the right insurer — one that matches both your risk profile and your service expectations.
Our relationships with India’s leading insurers translate into competitive terms, broader coverage, and claims handling that’s responsive rather than reluctant.
Client First
Your goals guide every recommendation.
Independent Advice
Unbiased, insurance-first approach.
Smarter Solutions
Right coverage, right insurer, right price.
Reliable Support
We're there when it matters most.
Why Businesses Choose
Beyond Insurance
Combined Expertise
Spanning life insurance, general insurance, financial planning, and investment advisory
Client-First Approach
Advice aligned with your interests, not any insurer's targets
End-to-End Claims Support
From documentation to settlement, we stay involved
Deep Insurer Relationships
That deliver better coverage terms and faster claims resolution
Personalised Service
With a dedicated point of contact for every client
Continuous Team Training
Ensuring sharp, up-to-date knowledge across all insurance lines
Your business. Our commitment. Better protection, every step of the way
TEAM MEMBERS
Our Team
Beyond Insurance is built on the strength of its people. Our team brings together specialists across insurance, finance, and risk management — each with a track record of serving clients with integrity and depth of knowledge.
Biraj Desai
Team, Beyond Insurance
Biraj Desai is a qualified General Insurance Fellow from the Insurance Institute of India and a Certified Financial ..
Priti Shah
Founder, Beyond Insurance
Priti Shah has over 24 years of experience in risk management and corporate insurance consulting…
Payal Desai
Team, Beyond Insurance
Payal Desai has over a decade of experience in the general insurance industry, with a career that has taken….
Let's Talk About Your Coverage
Whether you’re a business reviewing your existing insurance structure or an individual looking for genuinely independent advice, we’re here to help. Our first conversation is always about understanding your situation — the recommendations follow from there.
Understand Your Needs
We listen first to truly understand your situation.
Right Recommendations
Solutions tailored to your needs, not someone else’s.
Independent Advice
Unbiased guidance aligned with your best interests.
Ongoing Partnership
We stay with you at every step of your insurance journey.