High cover, low premium, no complexity. For most families, it’s the single most important financial protection they can put in place.
The most efficient pure protection available
Lump-sum benefit paid to your beneficiaries
The right amount of the right cover, bought at the right stage of life.
Term insurance is relevant for anyone with financial dependants.
It's particularly important for primary earners, individuals with outstanding home or business loans, and anyone whose family's financial stability depends significantly on their income.
We help clients see this as a practical necessity, not a niche add-on.
We ensure genuine reimbursement for losses from fraud and unauthorised transactions.
We include support for the time, effort, and cost of restoring your digital identity.
We extend protection to social media and email account hacking.
We include legal expense cover for cyberstalking and online harassment matters.
It covers the practical support and costs involved in recovering compromised accounts and your online identity after a breach — something most standard insurance products don't address.
Yes, financial loss from unauthorised transactions due to hacking or fraud is a core part of Cyberguard cover.
Personal cyber exposure isn't limited to social media — online banking, shopping, and even email use carry meaningful risk that this cover is designed to address.