Term Life Insurance

The Simplest Way to Protect Your Family's Future

High cover, low premium, no complexity. For most families, it’s the single most important financial protection they can put in place.

High Cover, Low Cost

The most efficient pure protection available

Family Income Security

Lump-sum benefit paid to your beneficiaries

The right amount of the right cover, bought at the right stage of life.

Who Needs This Cover

Term insurance is relevant for anyone with financial dependants.

Primary Earners

Individuals With Home Loans

Parents

Business Owners With Personal Guarantees

Young Professionals

Sole Breadwinners

It's particularly important for primary earners, individuals with outstanding home or business loans, and anyone whose family's financial stability depends significantly on their income.

Why Choose Beyond Insurance

We help clients see this as a practical necessity, not a niche add-on.

Real Financial Loss Cover

We ensure genuine reimbursement for losses from fraud and unauthorised transactions.

Identity Restoration Support

We include support for the time, effort, and cost of restoring your digital identity.

Social & Email Account Cover

We extend protection to social media and email account hacking.

Legal Expense Cover

We include legal expense cover for cyberstalking and online harassment matters.

Frequently Asked Questions

It covers the practical support and costs involved in recovering compromised accounts and your online identity after a breach — something most standard insurance products don't address.

Yes, financial loss from unauthorised transactions due to hacking or fraud is a core part of Cyberguard cover.

Personal cyber exposure isn't limited to social media — online banking, shopping, and even email use carry meaningful risk that this cover is designed to address.