One of the most valued, most cost-effective benefits a company can offer — at group rates far below what an individual policy would cost.
Death benefit paid directly to nominated family
Significantly lower cost than individual policies
A benefit that's simple, valuable, and easy for employees to understand.
Death benefit paid directly to nominated family
Significantly lower cost than individual policies
This scheme is relevant for any employer wanting to offer meaningful, low-cost financial protection.
It's particularly valued in industries with cost-conscious employees who may not otherwise prioritise buying individual life cover.
We make sure the scheme is properly structured and genuinely understood by employees.
We structure the right sum insured across employee grades.
We set up top-up options for employees who want more cover than the base benefit.
We ensure employees genuinely understand the benefit they hold.
We make sure employees are advised on portability options when they leave the company.
Typically not, up to defined free cover limits — most employees are covered without individual medical underwriting, which is one of the key advantages of a group scheme.
Yes, we help set up voluntary top-up options for employees who want additional cover beyond what the employer-funded scheme provides.
We ensure employees are properly advised on their portability options at exit, so their protection doesn't simply end along with their employment.
