Directors and Officers Liability Insurance

Protect the People Making the Tough Calls

Every decision your leadership makes carries personal risk. D&O insurance makes sure that risk doesn’t fall on personal assets.

Personal Asset Protection

Cover for claims arising from professional decisions

Defence Cost Coverage

Legal costs for shareholder, regulator, or employee claims

Good-faith decisions shouldn't carry personal financial risk.

Who Needs This Cover

D&O insurance is not reserved for listed companies — it’s relevant far more broadly.

Private Businesses

Family-Run Enterprises

Investor-Backed Startups

Growth-Stage Companies

Boards & Advisory Committees

Senior Executive Teams

Private businesses, family-run enterprises, and startups with external investor backing all carry meaningful D&O exposure, particularly as accountability standards rise.

Why Choose Beyond Insurance

We help leadership teams understand their real exposure, not just buy a policy because it seems prudent.

Risk Profile Assessment

We assess D&O exposure based on your company structure, funding stage, and industry.

Comprehensive Claim Coverage

We structure cover for claims from shareholders, creditors, regulators, and employees.

Employment Practice Extensions

We include employment practice liability extensions where relevant.

Run-Off Options

We help set up run-off cover for directors who have exited the company.

Frequently Asked Questions

Yes. Private businesses, family-run enterprises, and startups with investor backing all carry meaningful D&O exposure — this isn't a cover reserved for listed companies.

It covers claims of mismanagement, breach of duty, misleading disclosures, and employment practice violations, brought by shareholders, creditors, regulators, or employees.

We can arrange run-off cover for directors who have exited, protecting them against claims related to decisions made during their tenure.