Protects your property, machinery, and stock from fire, lightning, explosion, and other allied perils. We assess your real asset values and add the right extensions — loss of profit, earthquake, flood — so the sum insured matches your business today.
Covers your goods against loss or damage while in transit by sea, air, road, or rail. We help you choose between an open policy for regular shipments and voyage-specific cover for one-off consignments.
Covers sudden, unforeseen damage to your plant and equipment from mechanical or electrical failure — risks a standard fire policy doesn’t touch. We usually pair it with a loss of profit extension for downtime cover.
Covers your employees for accidental death, permanent disability, or temporary disability, typically with 24-hour worldwide protection. We structure the right sum insured based on your workforce composition.
A single package covering your premises, stock, fixtures, and cash against fire, burglary, natural calamities, and public liability. We add only the extras your shop actually needs.
Keyman cover protects the business if a critical employee passes away or is disabled; an Employer-Employee scheme uses life insurance as a retention tool with tax benefits. We design both to be IRDAI-compliant and genuinely useful.
Covers construction projects against physical loss or damage to works, on-site plant, and third-party liability from the start of work through handover. We structure the right maintenance period and liability limits.
Covers physical damage and third-party liability during the installation and commissioning of plant, machinery, and industrial equipment. Essential where standard property or CAR policies don’t apply.
Covers hospitalisation expenses for employees and dependants, with cashless access across a wide hospital network. We design programmes with graded cover, maternity and OPD add-ons, and clear portability.
Covers your statutory liability for employee injury, illness, or death at work under the Employees’ Compensation Act, 1923. We pay close attention to contract labour, where cover is often missed.
Covers employees on official business travel for medical emergencies, trip cancellation, baggage and passport loss, and personal accident. Structured as an annual blanket policy or trip by trip, as needed.
Covers your business against third-party claims for bodily injury or property damage arising from your operations, premises, or products. One of the most fundamental covers for any business dealing with customers.
Protects directors and senior executives from personal financial liability arising from decisions made in their professional capacity. Relevant for private businesses and startups, not just listed companies.
Covers loss or damage to stock held at your premises from fire, flood, burglary, and allied perils. Available as a fixed sum insured or a floating policy for fluctuating inventory.
All-risk cover for jewellery, watches, and precious stones against theft, burglary, and transit risk — in the shop, on the move, or at exhibitions. Sum insured is matched to current market value.
